Search results “Secret checking account”
Credit Card Secret #1...
Credit Card = New Checking Account!
Yes. It is true. Business owners and creators are using their credit cards and improving their credit scores and increasing their credit limits..... Responsibly!
Views: 30394 Conanjay Wallace
Hidden Bank Fees on Checking & Saving Accounts
Understanding Hidden Bank Fees on Checking & Saving Accounts - Personal Finance Advice - as part of the expert series by GeoBeats. It is so common to have a bank account, bank checking and saving account, that a lot of people do not read the fine lines and find out what fees they may be charged. So, it is important to be aware of that because you do not want to be nickel and dimed on your bank account. There is nothing more annoying than that. So, some of the fees that you could be charged, and you should know about, are overdraft fees. Some banks charge if you use an ATM other than your bank. You are definitely going to want to know about that. Some charge you if you do not keep a certain balance, minimum balance in your account. You will want to know what that minimum balance is and keep it there. And some charge for transfers between bank accounts. So, and they do not necessarily tell you all of this when you open an account. Understand what the fees will be, and be willing to pay them. If you are not willing to pay them, you could find there are a lot of banks that do no... they have no fee checking accounts, for example, and I would definitely consider those.
Views: 2263 geobeats
The 7 Bank Accounts Every Family Should Have! (no, really)
Enjoy this viral principle from my https://budgetbootcamp.com/ program! Have you ever considered the fact that having only 1 savings account and 1 checking account is actually COSTING you more money and hassle? The more you have, the more you save! This method has not only been proven by us, but by thousands of Freebs who have used my principle over the years and have gotten out of debt, and gotten a way better handle on their finances! Get even more details on this principle and Q&A at: http://bit.ly/1h9I8fw Use the code "SECRET" for 15% off your order if you are seeing this after the sale ends! This is good for both programs: https://budgetbootcamp.com/ and https://productivitybootcamp.com/ ♡ Don't forget to subscribe! LIVE video every Tuesday, new upload every Thursday! ♡ About me: I'm a blogger at http://funcheaporfree.com/. My husband Bubba and I have (soon to be) 6 kids in 8 years and live in Utah. I'm all about family, budgeting, frugal living, productivity and organization, and fun! You might have seen me on TLC, The Today Show, Rachael Ray, Good Morning America, Inside Edition, and more. I have two programs, a super fun budgeting program called Budget Boot Camp (http://bit.ly/1PWZZXb) and my brand new program, Productivity Boot Camp (http://bit.ly/2ILSGTn)!! What would you like me to do a video on next? Leave a comment in my video and let me know! FOLLOW ME AT: ♡ Blog: www.FunCheapOrFree.com http://funcheaporfree.com/ ♡ My budgeting program: http://budgetbootcamp.com/ USE THE CODE YOUTUBE TO GET 10% OFF! ♡ My productivity program: http://bit.ly/2ILSGTn ♡ Instagram: FunCheapOrFree https://www.instagram.com/funcheaporfree/ ♡ Facebook: FunCheapOrFree https://www.facebook.com/funcheaporfree ♡ Twitter: FunCheapOrFree https://twitter.com/funcheaporfree ♡ For house details go to: http://funcheaporfree.com/thepageproject/ ♡ Email [email protected] for any inquiries. ♡ Want to send me something? Send to: 12180 s 300e #1028 Draper, UT 84020
How to get $200 FREE by opening up a Chase Total Checking Account Vlog #133
Hey guys mangshawn here. I just wanted to put out this amazing video about how you can get $200 Free by just opening up a Chase Total Checking Account with a minimum $25 initial deposit no monthly minimum balance, and be able to have at least $500 a month automatically deposited from your employer. It is pretty simple just go to: chase coupon on your browser then click on the $200 coupon link then click on get my coupon and put in your email address. Chase will then send you the free coupon code and you just open that up and take it and show it to any chase bank you want to open up your checking account with and they will help you to set it up. I sure hope that helps a lot of you guys out there as I know money can be tight. If you like this Video Please Donate, thanks. https://paypal.me/mangshawnspostmates/ Here is the site where you can buy all of your auto parts online for the best prices: www.rockauto.com Use Code xxmhb to save $10 on your first delivery once you sign up for Postmates @ www.postmates.com or download the Postmates app. CLICK TO SUBSCRIBE: http://www.youtube.com/user/MANGSHAWN 1000th Postmates Delivery, Wow!!! https://www.youtube.com/edit?o=U&video_id=e4IOsb063a Use Code xxmhb to save $10 on your first delivery once you sign up for Postmates @ www.postmates.com or download the Postmates app. CLICK TO SUBSCRIBE: http://www.youtube.com/user/MANGSHAWN 1000th Postmates Delivery, Wow!!! https://www.youtube.com/edit?o=U&video_id=e4IOsb063a
Views: 16864 Mang Shawn
Unfortunately, if you have any amount of cash whatsoever, most likely you’re losing money without even realizing it…here’s why, and 4 alternatives to prevent this from happening. Enjoy! Add me on Instagram: GPStephan Merch: http://www.GrahamStephanStore.com/ GET $50 OFF FOR A LIMITED TIME WITH COUPON CODE: THANKYOU50 The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales: https://goo.gl/UFpi4c Join the private Real Estate Facebook Group: https://www.facebook.com/groups/therealestatemillionairemastermind/ Ok, so first things first: Holding cash is bad. Now when I mean “holding cash,” I don’t mean like you’re actually just holding cash...don’t take that term literally. Instead, I’m referring to either keeping a ton of cash laying around under couch or a mattress because you don’t trust banks or something, or maybe you just keep your money in a checking account or regular savings account - which, unfortunately, is what most people do, and that ends up unknowingly costing them money. Don’t do that. And this is why you should avoid that: INFLATION. This means that the value of your money DECREASES every single year, because…summed up…the country prints more money than there is value. In 99% of situations, when you just keep cash as cash…you lose money. If you keep money in a checking account, you lose money. If you keep cash in a normal savings account earning .1% interest, you lose money. This is bad. And that’s where most people make the mistake of losing money without even realizing it. So with that said, here are 5 options so you can avoid this: The FIRST place you can put your money is a high interest, FDIC-insured savings account: Ally Bank: 2.2% Interest on their savings account Marcus by Goldman Sachs: 2.25% on their savings account PNC bank: 2.35% on their savings account CIT Bank: 2.45% interest for accounts that have a balance above $25,000. SECOND, if you want a SLIGHTLY better return and don’t need the money immediately, your next option is a CD. Ally Bank 12-month No Penalty CD: 2.3% interest Capital One 360 12-month CD: 2.7% interest Marcus By Goldman Sachs 12-month CD: 2.75% interest Syncrhony Bank 12-month CD: 2.8% interest with $2000 minimum deposit Third: TREASURY BILLS. This is basically a short term “loan” you give, and in return for lending them money, they pay you back with interest. The good thing about Treasury Bills, and a HUGE advantage over anything else, is that they’re not subject to local or state level taxes…so for people in high tax states like California or New York, this could save you a TON of money in taxes! So the way this works is you can go on TreasuryDirect.gov, make an account, and then purchase 4-week treasury bills, which currently pay 2.428% interest annually. You can also set this up to re-invest every 4 weeks, so that way you’re constantly getting a high rate of return - tax free on the state level - without thinking about it. Fifth Option: buying a bond. For instance, we have the Vanguard High-Yield Corporate Fund Investor Shares (VWEHX)…this pays a whopping 6.1% right now, which works out to be 5.87% after fees. Now this is NOT a risk free return, the price of the bond COULD go down, the payout of the bond COULD go down…or they could both go UP and you make more money. But for someone willing to take a little more risk with their money, this is a decent way to take a LITTLE risk with some decent upside. https://investor.vanguard.com/mutual-funds/profile/VWEHX Or, you have the total bond market index VBMFX…after expenses, you’re looking at about a 2.9% annual return. And this one is much less volatile. https://investor.vanguard.com/mutual-funds/profile/VBMFX Nonetheless, this could be a decent option if you want to take on a little more risk with your money, while still maintaining liquidity in the event you need it immediately. So there you go…don’t hold on to cash, because if you do, you’re gonna have a bad time and you’re going to lose money with inflation, which is EASILY avoidable if you just put your money in a few of the options I mentioned here. And ALL of these options take you under 10 minutes to setup…it’s really simple, and a great way to PRESERVE your wealth and keep it liquid until you need it for other investments. Like avocado toast. For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at [email protected] My ENTIRE Camera and Recording Equipment: https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB
Views: 319781 Graham Stephan
How to Avoid Checking Account Fees With a Free Checking Account
Did you know that a free checking account can have checking account fees? Avoid checking account fees by learning about common bank fees. A common bank fee with free checking is when you do not complete enough bank transactions with your bank card in a month. In this video, I will show you how to make sure your bank account accumulates enough bank card transactions each month. This method is a way to avoid paying a fee. I will show you an easy way to avoid this type of bank maintenance fee. This save money video will help you to save money fast when you learn how to avoid bank fees. Learn more personal finance tips with this Avoiding Credit Card Fees video. https://youtu.be/kXu4lh5Ssto Subscribe to CreditFast! https://www.youtube.com/user/creditfast?sub_confirmation=1 ---------------------------------------------------------------------------- DISCLAIMER: All opinions are my own and sponsors are acknowledged. Links in the description are typically affiliate links. This means that if you click on one of the product links, I will receive a small commission. This is an easy way that lets you support the channel at no extra cost.
Views: 203 CreditFast
Man With Negative Balance in Checking Account Robs Bank
43-year-old James Patrick Andrews walked into a Bank of America branch in St. Petersburg, Florida. After using his ATM card in the bank, he saw there was no money in his account so he robbed the business. What would you do if you realized there's no money in your bank account? 43-year-old James Patrick Andrews walked into a Bank of America branch in St. Petersburg, Florida. After using his ATM card in the bank, he saw there was no money in his account so he approached a teller to ask her why. Andrews then passed a note to the same teller, demanding $1,000. The bank worker listened to Andrews' commands and handed over an unspecified amount of bills. The suspect immediately left the building and hopped into a car driven by another male. Police officers found the car a short time later. It was being driven by a woman, whose three children were also in the vehicle at the time of the stop. The female claimed her boyfriend had used her car to give Andrews a ride to the bank. Police tracked Andrews and arrested him. He was charged with strong-arm robbery and possession of crack cocaine. Andrews confessed to robbing the bank, citing a drug debt as an excuse. He confirmed the man who drove the car had no knowledge of the robbery.
Views: 2808 GeoBeats News
is The Aspiration Online Checking Account a Scam
The Aspiration online checking account seems to be one of the best checking accounts on the market, not just compared to physical branches or online branches but all of them. Whenever I’m searching for a bank or any type of financial institution, I take a look at a few things, what they offer, customer service and its competition. Now I was surprised to see that what this debit card offers not many online banks or bigger physical banks offer. The reason I think they went ahead and remove all the walls in the business because they knew that eventually, that’s what the market would become. And it's better to be first and help the customer now than just do it when every other business is doing it. Key Questions Answered 1. What is a Cash Back Debit Card Incentive? 2. Why would you trade in your credit card for this debit card? 3. How can you exploit these cards and take all the cash back? *Pro Tip* Information is key Link: Fees: https://www.creditdonkey.com/credit-card-processing-fees.html Info on Debits: https://www.nerdwallet.com/blog/banking/aspiration-bank-review/ *2 FREE AUDIOBOOKS* https://amzn.to/2Enayo8¬¬¬ ACORN FREE $5 Link: https://acorns.com/invite/38EYSU My Camera Gear: https://kit.com/tommybryson/video-recording-gear ✔ Help Us Reach 5000 Subscribers: https://goo.gl/0wvm6w Social Media~ Facebook: https://www.facebook.com/tommybryson.yt Twitter: https://twitter.com/TommyBrysonVlog Instagram: https://www.instagram.com/tommybryson Snapchat: tommy28fly
Views: 2843 TommyBryson
No-Fee Bank Account - No hidden fees. No Minimum Balance.
How much could you be saving? Sign up today at innovationcu.ca!
Views: 136322 Innovation Credit Union
Checking Account Basics
Checking Account Basics
Who Makes Money off Prepaid Debit Cards and Branded Checking Accounts?
Many companies could use a peer-to-peer payment app, a debit card product, or other financial components, but actually becoming a bank can be prohibitively expensive and creates major regulatory headaches. Green Dot (NYSE: GDOT) is capitalizing on these situations, by letting other companies use their platforms to offer customers their own financial solutions. In this Industry Focus: Financials clip, host Jason Moser and Fool.com contributor Matt Frankel, CFP discuss Green Dot’s business model and why it could be a big winner in the war on cash. ------------------------------------------------------------------------ Subscribe to The Motley Fool's YouTube Channel: http://www.youtube.com/TheMotleyFool Or, follow our Google+ page: https://plus.google.com/+MotleyFool/posts Inside The Motley Fool: Check out our Culture Blog! http://culture.fool.com Join our Facebook community: https://www.facebook.com/themotleyfool Follow The Motley Fool on Twitter: https://twitter.com/themotleyfool
Views: 513 The Motley Fool
What to Think About Before Opening a New Checking Account
Before opening a checking account, make sure to ask questions to help find the account that is best for you.
Views: 263638 Regions Bank
Chime Bank Review - Online Bank With Free Checking And Savings Account
Chime bank is one of the most popular online banks. They offer a free checking and savings account. In this video I share my thoughts about this bank, what I like and dislike about it.
Views: 326 Techascope
Should You Put Your Checking Account Into Your Trust?
Orange County Estate Planning Attorney Answers FAQs and Discusses Various Estate Planning Topics.
Views: 414 James F. Roberts
Opening a Business Checking Account in Private Practice
Opening a Business Checking Account in Private Practice FREE Guide: Start a Private Practice in Counseling: https://tinyurl.com/y9ek9en8 Video: Should you be a Sole Proprietor or LLC? https://youtu.be/aTJBpU4aKK0 Did you know there is such a thing as a business checking account? Why wouldn’t everyone just use their personal banking account in private practice? In this video I go over the benefits of a business checking account in private practice and walk you through the process of opening one. This video is geared for therapists of all kinds, including psychologists, MFTs, LPCCs, social workers, and others in the clinical counseling field. Welcome to Private Practice Skills! I’m Dr. Marie Fang, psychologist in private practice. I post videos offering tools I learned the hard way about starting and growing private practice so that you don’t have to. www.privatepracticeskills.com Facebook: www.facebook.com/PrivatePracticeSkills/ Insta: PrivatePracticeSkills Music Credit: "Blue Sky" by Ikson https://soundcloud.com/ikson This video is not intended as professional or legal advice. Be sure to seek the services of a professional if you are in need of them. So, business checking accounts? Is that even a thing? Yep! When I first started out, I didn’t know anything about business bank accounts, but fortunately my husband nudged me to open one. And I’m so glad I listened to him! If you’re scratching your head wondering “Why do I need to go through the hassle of opening a business checking account?” This video is for you! It’s not as complicated as you might think. First, what’s the difference between a personal checking account and a business checking account? Personal Accounts and business accounts operate very similarly. The main difference is business accounts require proof of your business to open one. Depending on the bank, they may require proof of a city business license or your EIN. Second, is it required that therapists in private practice have a business checking account? The short answer is It depends on what business entity you decided on. If you’re not familiar with business entities, I have a whole video on the topic. It’s important to sort that out first before getting to this step. In short, sole proprietors are not required to have a separate business account, while all other business entities are required to keep their business finances completely separate. However, even if you’re operating as a sole proprietor I recommend you keep your finances in a separate business account. Here are some of the awesome benefits of having a business checking account in private practice: 1. Easily keep track of your cash flow. I don’t know about you, but if I dumped all my business income and expenses into my personal checking account, I’d have a really tough time keeping track of what money was going in and out of my business. Having a separate account makes bookkeeping a heck of a lot easier! 2. Stay on top of what expenses you can deduct from taxes. Yep that’s right. Most of your expenses in private practice can be deducted from your taxes. WIN! So why risk potentially missing out on some of those deductions when you can keep track of them all in a separate account? 3. Have an awesome paper trail for the IRS in case you ever get audited. Even if you’re a sole proprietor, you can get audited by the IRS. Though I wish it didn’t have to happen to anyone, having a separate account makes it easy to show the IRS those expenses you deducted for your business. 4. Reap the benefits of certain business accounts. Having a business checking account can make it easier to qualify for business loans, and there are some great business credit cards available offering cash back for certain categories you might be spending more on for your business. 5. Make it easier to protect your personal assets in a lawsuit. If you are a sole proprietor, your personal assets are at risk, even if you are sued for something that occurred within your business. However, it’s best to have your bases covered by making it easy to see where your business ends and your personal assets begin in case this might offer you some protection in a lawsuit. 6. Have your office address listed on checks instead of your home address. This might seem minor, but it looks far more professional to use business checks. If you pay online with a business credit or debit card, you can use your business address as your billing address, helping keep your business and personal life further separated.
How to Save Money | 7 Surprising Ways to Save Over $11,000 in 6 Months
In this video, I’m going to walk you step by step how I saved over $12,000 in under seven months without penny-pinching, freezing my credit cards, depriving myself of night outs. ► FREE COURSE: Discover The 10 BEST Ways to Make Passive Income Online (Even If You're A Complete Beginner) | https://passiveincomekingdom.com ► Join The Refusing to Settle Mastermind https://goo.gl/wsNnwu ► Free 11 Questions to Change Your Life http://refusingtosettle.com This video is not going to be about budgeting, save money on lattes, cut back on spending. This video’s going to be unconventional truth I used to save money. Here is how to save money fast and some ways to save money quickly even if you're on a strict budget. Most of these methods were kind of easy…. to my surprise. Saving money quick is about setting the RIGHT systems in place to make money work for you, not work for it. Quick Disclaimer — I’m NOT a finical expert! No finical advice is being given here. ALWAYS check with your financial provider before making any big moves with your money. 1. Quapital App: Get a FREE $5 with Qapital Here: https://goo.gl/FRuXC4 My secret weapon. Remember that becoming rich is not about money you make - it's about the money you KEEP. I use that app to save portions of every check I earn online. It does it automatically for me so I don't see it happening! I set to freelancer rule - save 30%. If you download it though that link you'll get a FREE $5 when you make your first deposit. Quick disclaimer: I wasn't paid for my endorsement nor am I directly making money promoting these guys, but I get a $5 as well if you sign up/deposit and it's a cool way you can support the channel! Here are some other methods I used: 2. Pay Yourself FIRST 10% of everything you make yours to keep! -- Make yourself rich! AUTOMATE — DON’T TRUST YOURSELF 3. Ice Cream Freezer GOING to eat it. Money in same bank account = GOING to spend it. Set up entirely different bank account (checking for one bank, savings in another bank) 4. BIG wins I will teach you to be rich -- focus on BIG wins and don’t stress about small stuff — negotiate your salary, good student loans, stay out of credit debt or pay it off, debt free first. 5. Minimalism If you can’t afford to buy five, don’t buy one. Get rid of things - shows you what you don’t need. Strip down to basics. Reverse consumerism. Step out of momentum/mix up spending pattern. Get out of impulsive buying - expenses grow to your income (more money more problems). Parkinson's Law: tasks expand to time allotted. TIP: If you DO buy, switch to cash — hard to do! 6. Audit Yourself Don’t be scared of numbers — most truthful thing out there. Binary. Know your 90-day number. Money in vs. money out. HAVE to know your numbers = HAVE to know your calories to lose weight. ___ // BEST COURSES ▸ (FREE Course) Passive Income | http://passiveincomekingdom.com ▸ Courses That Crush | http://coursesthatcrush.com/go ▸ Video Breakthrough Academy | https://myvideobreakthrough.com ▸ Backstage Studio | https://mybackstagestudio.com ▸ My Best Journal 2.0 | http://mybestjournal.com ▸ 30-Day Coaching | https://my30DayCoaching.com ▸ Shopify Dropshipping Course | https://tinyurl.com/y8zoft8t ▸ Amazon FBA Course | https://tinyurl.com/y7q6yc9u ▸ Facebook Ads Course | https://tinyurl.com/y9gmbz5a ▸ Affiliate Marketing Course | https://bit.ly/2Qfuykr ___ // R E S O U R C E S ▸ Ultimate Online Business Resource Guide | https://bit.ly/2DYmFZk ▸ ULTIMATE YouTube Gear Guide | https://bit.ly/2KUQjQl ▸ FREE Audiobook with Audible | https://bit.ly/2PiF3Og (affiliate) ▸ Join the Refusing to Settle Mastermind | https://goo.gl/wsNnwu ▸ Join the YouTube Entrepreneurs Group | https://bit.ly/2t2fDeW ▸ FREE 14-Day Trial: Build Amazing Websites Under 20 min | https://bit.ly/2G0JRbU (affiliate) ___ // F O L L O W ▸ instagram | @refusingtosettle ▸ facebook | /clarkdangerous ▸ facebook group 01 | https://goo.gl/wsNnwu ▸ facebook group 02 | https://bit.ly/2t2fDeW ▸ spotify mix | https://tinyurl.com/yazfeujt ▸ twitter | @clarkkegley ___ // P L A Y L I S T S ▸ Best of RTS Playlist | https://goo.gl/5Spvy6 ▸ Create Your First Online Course | https://tinyurl.com/y7kmqg5j ▸ Start Your YouTube Channel | https://tinyurl.com/y7luepzx ▸ Money Monday Series | https://goo.gl/7mMxgL #RefusingtoSettle
Amazon Wants Your Money (In Their New Checking Accounts)
Amazon looks to open a new checking account service for all the young people who desperately want to use checks. Watch the full episode: https://twit.tv/twit657 Subscribe: https://twit.tv/subscribe About us: TWiT.tv is a technology podcasting network located in the San Francisco Bay Area with the #1 ranked technology podcast This Week in Tech hosted by Leo Laporte. Every week we produce over 30 hours of content on a variety of programs including Tech News Today, The New Screen Savers, Mac Break Weekly, This Week in Google, Windows Weekly, Security Now, All About Android, and more. Follow us: https://twit.tv https://twitter.com/twit https://www.facebook.com/TWiTNetwork https://www.instagram.com/twit.tv
Views: 1615 TWiT Netcast Network
Money Management : How to Open a Checking Account
An individual will usually enjoy the privilege of opening a checking account after establishing a savings-account relationship with the bank. Discover the importance of individuals providing enough money in their account to cover the checks being written with help from a registered financial consultant in this free video on checking accounts. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Views: 5204 ehowfinance
Second Chance Checking Accounts - Qualify Easily
http://www.private-bad-credit-lenders.com/bad-credit-bank-accounts.html In order to get approved for loans, you will more than likely need a bank account in most cases. This will be required so that lenders can deposit your requested funds -- as well as automatically draft your payments when due. But the problem that many people with bad credit face is that they can't qualify for a traditional checking account due to problems with ChexSystems, Telecheck and other issues. This is where second chance checking comes in handy. One thing you can do is check around in your local area with some of the smaller banks or credit unions, ask them if they provide "Second Chance Checking Accounts". These types of banks may be willing to give you a fresh start by overriding third party reporting agencies like ChexSystems. Another option you can try is Internet banking which is a growing trend. It is possible to get approved for these types of accounts even with bad credit and a negative banking history. Some benefits of Internet Second Chance Checking Accounts include: Free Direct Deposit Online check writing privileges Visa / MasterCard Debit Card Overdraft protection FDIC-Insured Funds
$200 Wells Fargo Checking Signup Bonus
$200 Wells Fargo Everyday Checking bonus [ Blog Post ] http://bit.ly/2Bqcvvz Keep your cards organized: http://amzn.to/2ne3VxA Filmed on this: http://amzn.to/2piKDY3 Click "SHOW MORE" for full list of camera gear. AskSebby P.O. Box: Sebastian Fung 1450 Sutter St. PMB 218 San Francisco, CA 94109 Frequently asked questions about camera: Camera Gear: Camera: http://amzn.to/2piKDY3 Bendy Tripod: http://amzn.to/2oKyWsG You'll need this for the bendy tripod: http://amzn.to/2pmjuRf Useful stuff: Best headphones for travel: http://amzn.to/2pKLvWn Monitor: http://amzn.to/2o0EDCd Card organizer: http://amzn.to/2ne3VxA Need new luggage? Get $20 off your first Away luggage (referral link): http://bit.ly/2wvIDje Promo automatically applied at checkout after you create an account. Support our channel by shopping on Amazon! https://www.amazon.com/?tag=asksebby-20 ----------------------------- Follow me for updates: YouTube Subscribe: http://bit.ly/subscribeasksebby Newsletter: http://bit.ly/asksebby-mailchimp Facebook: https://www.facebook.com/AskSebby/ Twitter: https://twitter.com/asksebby
Views: 6544 Ask Sebby
Secrets Preteens Keep On Their Phones [Part 1]
"GMA" talks to children to learn the surprising ways they're using their phones -- which include having fake accounts their parents didn't even know existed. SUBSCRIBE to ABC NEWS: https://www.youtube.com/ABCNews/ Watch More on http://abcnews.go.com/ LIKE ABC News on FACEBOOK https://www.facebook.com/abcnews FOLLOW ABC News on TWITTER: https://twitter.com/abc GOOD MORNING AMERICA'S HOMEPAGE: https://gma.yahoo.com/
Views: 8493733 ABC News
What is a Checking Account? | Banking Basics
School has not taught us about banking basics, and sometimes our parents haven't either. So these are the basics of a checking account. Learn how to make money, and start to learn how to save money. Using a bank is the beginning of your journey to becoming rich. Once you have a checking account, you can have a debit card and direct deposit as well. Next step would be a savings account so you can start building up your emergency funds and get a little interest too. Like and Subscribe for more videos every week.
How to Make an Online Bill Payment From Your Checking Account
Paying your TMWA Bill on line with a one-time payment from your checking account is quick and easy. In this video, we will take you step by step through the process of setting up online account access and making a payment.
Views: 895 truckeemeadowswater
NEW Robinhood 3% Checking & Savings Account
Robinhood Checking & Savings: https://www.asksebby.com/robinhoodcash Robinhood Brokerage (get a free stock for signing up): https://www.asksebby.com/robinhood [ Blog Post ] http://bit.ly/2rzJs62 Try Plastiq and get $500 in fee-free dollars after you spend $500 (referral link): http://bit.ly/asksebby-plastiq Keep your cards organized: http://amzn.to/2ne3VxA Filmed on this: http://amzn.to/2piKDY3 Advertiser Disclosure: Some of the card links and other products that appear on this website are from companies which AskSebby will earn an affiliate commission or referral bonus. AskSebby is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. #robinhoodchecking #robinhoodapp AskSebby P.O. Box: Sebastian Fung 1450 Sutter St. PMB 218 San Francisco, CA 94109 Frequently asked questions about camera: Camera Gear: Camera: http://amzn.to/2piKDY3 Bendy Tripod: http://amzn.to/2oKyWsG You'll need this for the bendy tripod: http://amzn.to/2pmjuRf Useful stuff: Looking for a travel toothbrush? Get your first Quip refill free ($10 value): http://bit.ly/2vCeJqT Promo automatically applied at checkout. Best headphones for travel: http://amzn.to/2pKLvWn Monitor: http://amzn.to/2o0EDCd Card organizer: http://amzn.to/2ne3VxA Need new luggage? Get $20 off your first Away luggage (referral link): http://bit.ly/2wvIDje Promo automatically applied at checkout after you create an account. Support our channel by shopping on Amazon! https://www.amazon.com/?tag=asksebby-20 ----------------------------- Follow us for updates: YouTube Subscribe: http://bit.ly/subscribeasksebby Newsletter: http://bit.ly/asksebby-mailchimp Facebook: https://www.facebook.com/AskSebby/ Twitter: https://twitter.com/asksebby Instagram: https://www.instagram.com/asksebby/ Mandy's YouTube: https://www.youtube.com/mandyroams Mandy's Instagram: https://www.instagram.com/mandyroams/
Views: 13785 Ask Sebby
Should women have secret bank accounts?
Morning Flavor Cozy Moment
Views: 69 Wbs TvUganda
Checking Account Management: Stuff Your Parents Should Have Told You
Explore the flexibility and security of having a checking account while learning the responsibilities of checking account management with this video. From free online banking to drive-up and free ATMs, the ways in which to manage a checking account are endless. To learn more about Bellco's checking accounts visit: https://www.bellco.org/personal/checking-convenience/checking.aspx
Views: 14505 Bellco Credit Union
High Interest Checking Accounts w/  Free ATM Fees Worldwide
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The End of Free Checking Accounts?
http://www.cambridge-credit.org -- During the 70's checking fees were not uncommon. As the economy grew throughout the 80's, banks charged for checking as a way to offset higher interest rates paid to their savings customers. In an effort to solicit new customers, banks began waving these fees and by the late 1990s, and currently, most banks have some form of free checking account available to customers. Well, the strategy worked; however, more than half of all checking accounts are currently unprofitable, and actually cost the bank money to maintain.Watch this week's webisode from Cambridge Credit Counseling Corp. to learn more. Host: Community Outreach Director, Thomas J. Fox. Transcription: Hello, and welcome to Your Money 2.0. I’m Thomas Fox, Community Outreach Director of Cambridge Credit Counseling. Over the past year, regulators have worked to enact laws and rules designed to curb what many have termed “abusive practices” in the banking industry. For instance, starting July 1st for new accounts and August 15th for existing accounts, customers have to opt in for overdraft protection. The new law will not affect monthly electronic transactions, such as automatic payments for monthly bills, and will not affect insufficient funds fees on checks. Some other new provisions of the Credit Card Act go into effect soon after, on August 22nd. As we’ve reported in previous episodes, these new rules establish reasonable late fees, eliminate inactivity fees and mandate interest rate reviews. What does this have to do with free checking? Let’s take a look at the banking industry’s projected losses resulting from the CARD Act. According to the Consumer Federation of America, banks earned $38 billion from overdraft fees in 2009. Currently, 86% percent of banks impose such charges. Some estimates suggest that the credit card industry could lose nearly $10 billion in projected fees by the end of 2010 due to the new restriction. With the prospect of losing billions in fees looming on the horizon, many banks are re-instituting fees for checking services. During the 1970’s checking fees weren’t common. As the economy grew throughout the 80’s, however, banks began to charge for checking as a way to offset the higher interest rates they wanted to pay to their savings account customers. In an effort to solicit new business, many banks reversed course, and began to wave the fees assessed on their checking accounts. By the late 1990s, and currently, most banks have some form of free checking account available to customers. While the strategy worked, and many consumers took advantage of free checking offers and opened accounts, more than half of all checking accounts today are currently unprofitable, and actually cost the bank money to maintain. A recent report contends that it costs most banks between $250 and $300 a year to maintain an unprofitable checking account. When you multiply the cost versus the millions of accounts characterized as unprofitable, we can see the banks’ eagerness to impose new fee structures. One of the banks that stands to lose substantial revenue due to new laws and regulations is Bank of America. In terms of assets, Bank of America is the nation's largest bank and estimates place its losses from overdraft protection regulation alone to be $600 million. To offset these losses, the institution is testing new checking account pricing models. Initial reports indicate that the bank has ruled out a flat monthly fee for all customers in favor of a tiered structure, which is still in development. It’s likely that consumers who rarely use their checking account will be required to pay for that service, while those with higher balances and customers who use additional bank services may have their fees waived. For now, we can only wait and see what unfolds and prepare ourselves for the changes to come. Well, that’s it for this edition. As always, we welcome your feedback and ask for your thoughts and suggestions by e-mailing us at [email protected] Thank you for watching. Until next time, I’m Thomas Fox for Cambridge Credit Counseling.
Free 300 dollars for opening a Chase Total Checking account.
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Views: 62 Payton Zeidler
Electronic funds Transfer on a Closed Checking Account.
https://www.coinbase.com/join/51f2a91b0c7effcb2d000015 http://stopthepirates.blogspot.com/2014/04/welcome-to-light-accepted-for-valuestop.html You must open a bank account and then close it! All closed bank accounts are NOT closed by the bank! In the definition of “Closed Account” above the term ’side’ means public and private side and it refers to a bank’s accounting ledger! If you do not understand public vs private banking transactions then do not proceed! If you feel you need to ask your bank about how this works then do not proceed! The bank you use to process this transaction MUST be a large commercial bank and not a local credit union. CRITICAL: DO NOT OPEN THE BANK ACCOUNT WHERE THE LOAN/DEBT IS LOCATED! USE A DIFFERENT BANK!!!! ALSO DO NOT USE THE BANK YOU CURRENTLY USE FOR EVERYDAY BANKING. IF YOU DO, THE BANK WILL CLOSE YOUR ACTIVE ACCOUNTS! The account must be a personal checking account ONLY and NOT a business account! You must use check fraud proof ink (Order Online) otherwise you are committing fraud! An EFT Transaction and ACH are two entirely different things! If the bank runs the instrument through as an ACH (A Check/Public Transaction) the transaction will be reversed automatically. Remember the definition of a closed account? Can the bank run it through as anything but a SET-OFF? If this happens who is in the wrong you or the bank? Better yet who made the mistake because it would have to be a mistake! Now you are learning!
Views: 26073 atexascash3502
Capital One 360 Review | Get $25 | Checking, Savings & Money Market Accounts
This is a Capital One 360 Review. I keep all of my sinking funds in capital One 360!! Don't forget to sign up and get $25 from Capital One 360 + Your own referral link! #CapitalOne360 #electronicsinkingfunds #savingmoney Thanks for watching 💋 ⭐️Capital One Referral Link: https://captl1.co/2vl5I5V Open a new 360 Checking, 360 Savings or 360 Money Market account with an initial deposit of at least $250 and get $25 from Capital One, plus Capital One has 1.75% interest rate for money market accounts!! More FREE money!! S U B S C R I B E - it won't cost you a penny Thank you so much for taking time to watch our videos. I am a mom and Army wife spreading the word about debt freedom and documenting our journey. I want the world to know that it is possible to live debt free. If you enjoyed this video, be sure to THUMBS UP, SUBSCRIBE, and SHARE!!! ✭Wondering how much we owed? Check out our Debt Reveal! https://youtu.be/ca4LdE62krI ✭Want to know more about us? Check out our Interracial Couples TAG!! https://youtu.be/_vc9YMyzT5M ✭Follow us on instagram @Slaythisdebt ✭Don't forget to subscribe! Music Credit Bensound
Views: 10793 Slay This Debt
The Difference Between a Savings and a Checking Account
Learn the difference between a savings and a checking account and which account suits your needs! Granite State Credit Union - We are New Hampshire! Visit www.gscu.org for more information. This credit union is federally insured by NCUA.
Views: 6574 GraniteStateCU
Opening a Checking Account
Opening a Checking Account
4% T-Mobile Checking + Robinhood Fiasco
Current T-Mobile customers can earn 4% APY with T-Mobile MONEY checking. Also covering warnings about the Robinhood Checking & Savings account, recently renamed to Cash Management. Is Robinhood safe? [ Blog Post ] http://bit.ly/2rCF8mR Try Plastiq and get $500 in fee-free dollars after you spend $500 (referral link): http://bit.ly/asksebby-plastiq Keep your cards organized: http://amzn.to/2ne3VxA Filmed on this: http://amzn.to/2piKDY3 #TMobileMONEY #RobinhoodApp #RobinhoodCashManagement AskSebby P.O. Box: Sebastian Fung 1450 Sutter St. PMB 218 San Francisco, CA 94109 Frequently asked questions about camera: Camera Gear: Camera: http://amzn.to/2piKDY3 Bendy Tripod: http://amzn.to/2oKyWsG You'll need this for the bendy tripod: http://amzn.to/2pmjuRf Useful stuff: Looking for a travel toothbrush? Get your first Quip refill free ($10 value): http://bit.ly/2vCeJqT Promo automatically applied at checkout. Best headphones for travel: http://amzn.to/2pKLvWn Monitor: http://amzn.to/2o0EDCd Card organizer: http://amzn.to/2ne3VxA Need new luggage? Get $20 off your first Away luggage (referral link): http://bit.ly/2wvIDje Promo automatically applied at checkout after you create an account. Support our channel by shopping on Amazon! https://www.amazon.com/?tag=asksebby-20 ----------------------------- Follow us for updates: YouTube Subscribe: http://bit.ly/subscribeasksebby Newsletter: http://bit.ly/asksebby-mailchimp Facebook: https://www.facebook.com/AskSebby/ Twitter: https://twitter.com/asksebby Instagram: https://www.instagram.com/asksebby/ Mandy's YouTube: https://www.youtube.com/mandyroams Mandy's Instagram: https://www.instagram.com/mandyroams/
Views: 25202 Ask Sebby
How to Set Up Your Business Checking -Never BROKE | How To Start A Business Fast
Hi my name is Glendon Cameron I am the founder of Hustler’s Kung Fu University. It is a curriculum that will help you make money. One of the biggest things for this channel is where do I start with your courses? There are so many! I want to be sure to get what applies to me! So I am creating this video for people who need that information. All course are priced at a level you can easily buy one at a time. The first thing you will do is get my free audiobook - The Hustler’s Mindset Pimping you mind for success. - http://www.hustlerskungfulifeskills.com/courses/copy-of-the-hustler-s-mindset-pimping-your-mind-for-success The second course you should get is Money Management -The Basics of Finance and wealth DEVELOPMENT this course will teach you how to optimize your money and prepare for the new money that will come in when you start your business - https://moneyincomeprofit.com/p/money-management-the-basics-of-finance-and-wealth-development The third course you should get is Becoming the BOSS - teaches you the mental shift you must make from an employee mindset to an owner mindset. http://www.hustlerskungfulifeskills.com/courses/boss The fourth course you should get is The Power of 6 - prepare you to do more and get shit done! http://thehustlersmindsetproject.thinkific.com/courses/copy-of-the-power-of-6-productivity-course The fifth course you should buy is Scripted Days this will give you the power of writing your intentions down. This course will be life-changing. - http://thehustlersmindsetproject.thinkific.com/courses/copy-of-script-your-days These 5 courses and the free audiobook will build the foundation. When I was doing 30 Days to $2500 I had some students do AMAZINGLY WELL and some students struggled. The people who did well already had a) a business b) a superior mindset the foundation course will give you the superior mindset. Let say you are a person who wants to start a business but have no clue to where to start this next section is for you. Typically business success comes from practicing business skills. One of the best ways to do that is by reselling. You got to get your feet wet. This is where you start with the reselling courses. This collection will give you everything you need to start reselling or making money from garage sales - http://www.hustlerskungfulifeskills.com/courses/hustlers-kung-fu-books-collection Once you have gotten the 5 first courses. Your next move will be 30 Days to $2500 this is a course for people who need help learning how to selling and set up a business. It will be thought to provoking this is also is a good course for people with established businesses. It will help you sell more!- http://www.hustlerskungfulifeskills.com/courses/30-days-to-2500 Your seventh course will be Asking for the Money how to be Uber salesperson. Only buy this course when you have a product or service to sell - http://www.hustlerskungfulifeskills.com/courses/phoneskills For business owners - defined as people making money and paying their bills with the proceeds from the business You should get The Art of Holding on how to set up your legal structure. If you are a business owner making money you are a target and you need to protect yourself! - http://www.hustlerskungfulifeskills.com/bundles/theartofholding For people who want to save some money. Curated bundle with all of the courses except The Art of Holding to get you started on your business aspirations! Hustler Undergrad - http://www.hustlerskungfulifeskills.com/bundles/hustlerundergrad
Views: 33999 Hustlers Kung Fu
Personal Finance Tips : Checking Account Benefits
Each bank account has benefits such as no fees or higher interest rates, and some have more than others. Choose the best and most convenient checking account using tips and advice from an experienced businessman in this free video. Expert: Patrick Munro Contact: www.northstarnavigator.com Bio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace. Filmmaker: Reel Media LLC
Views: 2795 eHow
Tips on getting the right checking account
A new survey says checking account fees are among your biggest banking costs. 22News reporter Anaridis Rodriguez is working for you with tips on how to find the right checking account for you.
Views: 1157 WWLP-22News
Best Online Checking Account Rates
http://www.goodfinancialcents.com/best-free-online-checking-accounts-rates-with-no-fees/ Open a checking account online has never been easier. Are you tired of paying silly fees to your bank or credit union? Then consider opening a checking account with an online institution. Online banks like Perkstreet, ING, and Ally offer real competitive options for consumers looking for checking account alternatives. Some of our favorites include: Ally Bank: http://bit.ly/LjBVOr ING Direct: http://bit.ly/LAv5T3 EverBank: http://bit.ly/KyoDOI
Tips.Net| Earning Interest on Your Checking Account
What are the concepts and rules surrounding an interest bearing checking account? What do you need to remember when it comes to opening up this type of account? Finding out the answers can help you make the most of your money Having the money in your checking account earn interest is a great idea. It is like getting free money where you don't have to do anything except keep your money in an account. While earning interest on checking accounts is a great banking innovation and serves as a big draw to customers, there are a few caveats that you should keep in mind about these accounts. Interest checking is most definitely an excellent banking perk; who wouldn't want to earn extra money on their funds. Another plus to interest checking is the fact that the interest rates for these kind of accounts are significantly higher than the very low rates that accompany traditional savings accounts. Also, the interest checking accounts I've come across are tiered so that the higher your balance, the higher your interest rate. So if everyone would like interest checking then why doesn't everyone have it? The way banks weed out those who have interest checking is through fees and balance requirements. For instance; the bank may have a balance requirement for an interest checking or a pretty high monthly fee. Earning extra money on your spending money is a most wonderful idea but be careful about the conditions of the account and the other obligations involved. Make sure you understand and fulfill the banks requirements because if you don't you could easily end up paying more in fees then you earn in interest you may want to select a different type of account that's better suited for your situation.
Views: 1240 TipsNet
BEWARE: Robinhood 3% Interest Checking and Savings Accounts
Robhinhood Free Trading (and 1 free stock when you sign up): http://bit.ly/SFRobinhood Buy Bitcoin/Ethereum: http://bit.ly/2wPRudj Binance (For Monero or other altcoins): https://www.binance.com/?ref=11135819 This week's episode of Sovereign Financials goes over the current risks with Robinhood's new 3% interesting checking and savings accounts. It appears that Robinhood claims that they have SIPC insurance for their brokerage deposits, however without the requirement to have to actual invest those deposits they may not actually fit under SIPC insurance. The CEO of SIPC, Stephen Harbeck, states, "I disagree with the statement that these funds are protected by SIPC" and "On Robinhood’s help page, it says that you don’t need to invest to use Robinhood checking and savings, that statement is wrong. If you deposit money for any other purpose, it is not protected." I would be very careful about depositing large sums into Robinhood's "checking" or "savings" accounts at this time as they might not be insured if Robinhood goes bankrupt. With that being said any investments in stocks/bonds that you have through Robinhood would still be insured with SIPC and I think Robinhood is a great service to use to buy stocks/bonds etc. The terms Robinhood and their logo are trademarks of their company and are in no way associated with myself, my youtube channel or Sovereign Financials. The opinions expressed here are solely my own and do not reflect the opinions or statements of the SIPC or Robinhood. Visit us on Facebook: https://www.facebook.com/sovereignfinancials/ Buy Bitcoin: http://bit.ly/2wPRudj (You get $10 of free bitcoin upon buying $100 worth, we also get $10). Recommended Books: https://amzn.to/2N5uZve - Becoming an Millionaire https://amzn.to/2PY8OWo - Investing Intelligently https://amzn.to/2PpLzDq - Real Estate Investing (Rentals) https://amzn.to/2C9vBLZ - Bitcoin Disclaimer: As always these are just our opinions and this video and its comments are for entertainment purposes only and they do not constitute any type of legal, tax or financial advice. Always consult a qualified financial planner, investment advisor, CPA and/or attorney before making any monetary, investment or legal decisions. I take no responsibility neither expressed nor implied for any action that you take with my opinions as expressed in this video. Robinhood, Robinhood 3%, Robinhood 3% interest rates, Robinhood checking account, Robinhood savings account, SIPC insurance, Robinhood SIPC insurance, Robinhood FDIC, Robinhood FDIC insurance, is Robinhood insured, high interest rate savings account, high interest rate checking account, danger of robinhood checking, danger of robinhood savings
BBVA Compass ClearChoice Premium Checking Account
Apply for your very own BBVA Compass ClearChoice Premium Checking Account here - http://bit.ly/1tpT8zd The BBVA Compass ClearChoice Premium Checking account allows you to earn interest with a whole host of other features and perks. Enjoy maximum convenience and earn interest on your balance with BBVA Compass' top-of-the-line checking account. BBVA Compass ClearChoice Premium Checking means premium access BBVA Compass ClearChoice Premium checking includes complimentary Online Banking, Mobile Banking and unlimited in-branch banking. You can also do much of your daily banking using one of our many ATMs. Earning interest is just the beginning You'll earn tiered interest rates on your checking account balance. Which means the greater your balance, the higher your interest rate. Premium Checking While you're earning, you can also save with complimentary Premium Checks, rebates on ATM fees charged by other banks, and avoid the monthly Service Charge on one BBVA Compass ClearChoice Money Market account1. Plus, you can use combined balances in multiple BBVA Compass accounts to avoid the monthly Service Charge on one BBVA Compass ClearChoice Premium Checking account. Account Features: Tiered interest rates on your checking account balance Unlimited check writing Online Banking and Mobile Banking, Bill Pay No ATM withdrawal fee at 44,000 BBVA Compass and Allpoint® ATMs across the U.S. No BBVA Compass withdrawal charge when you use other banks' ATMs, plus two rebates per statement cycle of ATM fees charged by other banks A BBVA Compass Visa® Debit Card you can: Personalize with your favorite photo Easily keep track of your purchases and get instant transaction alerts on the go with BBVA Wallet. BBVA Compass ClearChoice Premium checks at no charge and 50% off other styles. Shipping and handling fees will apply. Complimentary online and paper statements
The Best Alternative To A Checking Account. Direct Deposit, Online Bill Pay, No Chexsystems, and No One Is Turned Down. Visit Their Official Website Now: http://www.badcreditassistance.com/recommends-this-source-for-bad-credit-debit-cards Chexsystems is a reporting agency that maintains a database of the names of people which banks have to sent them. Then, other banks who are members will run a check on a new perspective customer to see if that individual has had: frequent account overdrafts... bounce checks... did something banks consider as an "act of fraud" or otherwise have an unpaid balance owed to another bank on a closed account. If your name comes back on a Chexsystems Report it is very likely that bank will deny you from opening a new account with them. Your record stays in their database for five years and can make difficult getting another checking account during that period. Financial institutions lose billions of dollars every year because of check abuse, and outright fraud. This is why 80% of U.S. banks and credit unions are members of the network. It is very important to know that Chexsystems only maintains the database of names! The decision of whether, or not, to deny someone from opening a bank account is strictly up to the individual bank, and their policies. However, you should just think about what it is that you really need? If you can get direct deposit of your paycheck. And a ATM card with Visa or MasterCard logo that is accepted everywhere. And online bill pay, including sending checks directly from your computer, to anyone. Then you do not need to write a paper check at all! You do not need a bank at all! You can get all this and more with Account Now. Click To Visit Their Website: http://www.badcreditassistance.com This is going to benefit anyone looking for information about chexsystems, chexsystems removal, non chexsystems banks, checking account for bad credit, second chance checking, checking account alternatives https://youtu.be/qqeunwAYkT0
Views: 1604 InfoUSA1
Wealthfront Cash Account: The Only Reason you SHOULD Get it
The Wealthfront Cash Account is a checking and savings account hybrid. In my previous video, I detailed why you should not get the Wealthfront Cash Account. However, things changed, and I got it anyway, and I’m here to tell you why in this video. *Subscribe for more videos like this!* **Wealthfront Cash Account Review https://www.youtube.com/watch?v=Z4QMMnkMtms **Top Five Credit Cards in 2019 https://www.youtube.com/watch?v=5xxvyHlpyFc As I detailed in my Wealthfront Cash Account Review video, the Wealthfront Cash Account (a.k.a. the Wealthfront money account) is more like a very limited online savings account than a checking account (at least right now). The Wealthfront Cash Account, as of the date of this video, does not allow you to withdraw from ATMs, use direct deposit, pay bills out of your account, 5 day limits on withdrawals, or operate it like a normal checking account from Chase Bank, Ally, or SoFi. Despite all of this, and despite the fact that there are much better all-in-one checking and savings accounts out there in 2019 like SoFi Money, you may still want to get the Wealthfront Cash Account for one simple reason: Wealthfront Cash Account’s interest rate is 2.57%. When I first made the Wealthfront Cash Account Review video, Wealthfront’s interest rate was in line with its competitors. However, since then, interest rates have dropped in anticipation of the Federal Reserve lowering interest rates. You have seen Marcus by Goldman Sachs and Ally lower its rates to 2.15% and 2.1% respectively. Meanwhile, Wealthfront’s Cash Account interest rate was raised to 2.57%. This means that there is now a spread of 0.47% between Wealthfront and Ally. That 0.47% spread is more than the entire interest rate of Chase, Bank of America, Wells Fargo, and even Charles Schwab’s checking account. Why is having a high FDIC insured bank account interest rate that important? Let’s run through an example. Say you had $15,000 in savings that you could not afford to lose. (1) If you put it at Chase or Wells Fargo, you would get: $1.50 in a year. (2) Bank of America: $4.50 (3) Ally: $315 (4) Wealthfront: $385.50 or over $1 per day. Literally almost make more in a day at Wealthfront than with Chase or Wells in a YEAR. Wealthfront is free to use. There are no fees on the Wealthfront Cash Account. There is no Wealthfront robo advisor management account fee on the Wealthfront Cash Account. By comparison, most brick and mortar banks like Chase, Wells Fargo, and Bank of America charge you money or make you keep a minimum amount of money in the account (at near zero percent interest). Executives from Wealthfront have indiciated that the 2.57% interest rate is not a teaser rate and that it is here to stay. There may be some truth in that. Wealthfront states that automation and lack of physical branches keep costs down. Ally’s original pitch was exactly that. As I detail in my other videos, your deposits into Wealthfront are swept into FDIC-insured banks. Once swept, they get the exact same protection as Marcus by Goldman Sachs, Ally, Chase, Wells, Bank of America, and any other FDIC-insured bank. This means that your cash is as safe in Wealthfront as any other FDIC insured bank, so you should get always look for the greatest interest rate since it is a true apples to apples comparison. Now, as I mentioned before, the Wealthfront Cash Account has significant downsides. Today, it is a terrible checking account substitute. I recommend SoFi Money for a flexible and free checking account substitute. Also, Wealthfront’s Cash Account is going to be the first thing most people experience when looking into Wealthfront. Wealthfront’s main business is charging clients 0.25% on all assets under management to manage their money. Watch out for this push. So, here is the key takeaway: If you treat the Wealthfront Cash Account like a savings account, and recognize that you have limits on being able to withdraw money, and realize that it is being used to lure you into the Wealthfront robo-advisor money management account, you will benefit from an FDIC-insured 2.57% interest rate on your money. What do you think? Is it worth getting? Tell me in the comments below. Don’t forget to like the video! Other recommendations: SoFi Money Ally Bank Marcus by Goldman Sachs
Views: 410 Kevin Conway
Do Not Allow Checking Account To Go Negative
Have you ever had your checking account go into the negative? Did you know this is like having a line of credit for your checking account with costly consequences? You better watch this video before it is too late or you too can become a victim of this trap. If you are reported to CheckSystems it is already too late and your life can potentially be a living nightmare. There is an answer. Watch and share this video with as many people as you can so they are warned
Views: 90 The Ramos Method
Flexible Checking: Being Yourself Adds Up with a Checking Account from West Suburban Bank
Flexible checking that fits no matter what your character. At West Suburban Bank there’s no need to pretend to be someone you’re not. Connect with us! Website: www.westsuburbanbank.com/CommunityBanking.php Blog: www.westsuburbanbank.wordpress.com Facebook: www.facebook.com/WestSuburban... Twitter: www.twitter.com/West_Suburban Instagram: www.instagram.com/westsuburbanbank LinkedIn: www.linkedin.com/company/west-suburban-bank/
Views: 1765 West Suburban Bank
Charles Schwab Checking Account
Free checking account from Charles Schwab which reimburses international ATM fees and has no monthly fees, no minimum balance, no transaction fees and no foreign exchange fees. There will be a brokerage account that is opened for you with this account but it doesn't need to be used. There are no hidden fees either. This is a great way to travel and continue to get foreign exchange for free. The link to the site is : https://www.schwab.com/public/schwab/client_home The only drawback is that there will be a hard pull on your credit report, which might have an effect on your credit score.
Views: 9491 Raw Traveler
Checking Account Fees
Although checking accounts can offer many features, they also have fees as well. In this video you'll learn what those fees are.
Views: 224 Educate You
Republic Bank Easy Checking Account (Lexington)
Republic Bank's Easy Checking account features no minimum balance and no monthly fee, free Republic ATM transactions, free mobile deposit*, unlimited check writing, and a $50 minimum opening deposit. * Message and data rates may apply from your wireless carrier. Usage and qualification restrictions apply
Views: 324 Republic Bank